Are you in the market to buy a home? Interest rates are the lowest they've been in decades and San Diego County tops a very short list of areas rebounding from the devastation caused by sub-prime mortgages and subsequent collapse of the real estate market. With my Mortgage Calculator Tool you can compare loans, check out current interest rates, and see if it makes more sense for you to buy or if continuing to rent is the best option for you.
Use the Neighborhood Information Tool to compare neighborhoods, study demographics, housing, weather, education, and the economy in North San Diego County, and my hand picked North San Diego County Community Links will give you a feel for the civic, cultural, educational, and recreational opportunities available to residents as well as visitors.
A top priority for many families moving to North San Diego County are the caliber of the schools that their children will be attending. I have put together an extensive list of links to both Public and Private schools in the area for your convenience.
Although the economy is beginning to show signs of recovery, Americans continue to struggle financially, and for many homeowners each month is a battle to pay the mortgage. If this sounds like you and your situation, it's important that you understand that you are not alone and that you have options.
Preserving home ownership is the first priority. If you qualify, there are programs available that will allow you to keep your home and when this is not possible, there are programs to help you exit your home gracefully, avoiding foreclosure.
As a CDPE (Certified Distressed Property Expert), I have the experience, the tools, and the knowledge to assist homeowners in these types of stressful situations. If your goal is to keep your home, one of the government's home retention programs may be the answer. If/when all home retention options have been exhausted, you may be able to sell your home as a "short sale" through the government's Home Affordable Foreclosure Alternative or HAFA Program.
California also has options for assisting distressed homeowners. Keep Your Home California programs are focused on assisting low and moderate income families stay in their homes, when possible, and leveraging additional contributions from mortgage servicers.
